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How Do Insurance Companies Determine A Cars Value When Totaling It?
Depends on the type of accident and their exposure. If it's a simple rear end accident I will get statements from the drivers, pick up the police report for the file and then just address damages if my insured was at fault. If our insured is clearly at fault we will pay what we owe in as expeditious manner as possible. Well get you in a rental for the repair period and address any legitimate injury concerns that you have that arose from this accident. If there is a liabity dispute and/or a significant exposure I will locate witnesses and get statements along with the investigating law enforcement officer's as well. We will also complete a scene investigation and possibly canvss the area for witnesses who may not have spoken to the police at the scene. We will al so find out if you have any prior injuries to this area of the body. We'll evaluate your injury claim and make an offer to settle at the end of your treatment. As long as your treatment protocol matches your injuries and we don't suspect malingering or suspect any frauduleny activity, we'll lay off a medical revew and surveillance. If we suspect either, well be watching so be careful stay within your doctor's protocol movement-wise.
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As they move forward they might even try to negotiate an “excessive mileage” claim against you, so that you are “double billed” for those. Again, your mileage may be different, but you will want to make sure the insurance company knows that you know how much they are spending on the truck or car, and you are aware of it. Remember they do have to do this, and usually are unwilling to negotiate with you if they know they will not get the full amount. I know many people that get offers from different insurance companies, then go through the process of deciding on one. T here are two websites you can go to with information on how much to ask for each situation… ‗‟ or ‗‟‟ Trying to determine the right amount is sometimes a big hassle, just remember; t pay the right amount, and.